There are a number of different credit cards available from Capital One that you may apply for. Each of them has their own type of benefits included that might be good for the cardholder.
It is always important to remember that credit card services may charge fees or interest on their credit cards. It is also a financial service, and for that, there are the fees that go with essentially all types of services.
Financial institutions need to charge fees in order to cover costs. There are other risks involved, as well.
Capital One provides you with different credit card options. Each one comes with a different set of features included.
The different types of credit cards available are the following.
Platinum: This card comes with no annual fees involved and you pay an APR of 26.99%. There are also no transfer fees.
This card comes with no new card rewards included for the benefit of new customers. You only need an average credit score to qualify.
Quicksilver One Reward: With this card, you need to pay an annual fee of $39, but you can earn rewards. These rewards are in the form of 1.5% cashback on every purchase on a daily basis.
Again, there are no new membership benefits with this card. You pay 26.99% APR with no transfer fees involved.
Venture Rewards: With this card, you pay an annual fee of $95, and you get a variable APR of 17.24 – 24.49%. You also have the same APR rate for transfers, and there are no transfer fees involved.
For this card, you need to have an excellent credit level, and new members will earn 50,000 bonus miles upon reaching $3,000 spent. This amount of $3,000 or more must be spent in the first 3 months you have the card.
There are many benefits involved with the Capital One Credit Card, and it will all depend on the type of card you may choose. Benefits will also depend on your credit rating.
How to Apply
It is quite easy to apply for a credit card at Capital One. It can be done by following these steps.
Go to the following website and see if you pre-qualify for any of the different credit cards that are available. To apply for one of these credit cards, go to the following application website and follow the easy steps to get approved.
For more information regarding anything you need to know about credit cards and features, see the following website. Also, you can use the Capital One mobile app that is available for Android and iOS mobile platforms.
Who is Eligible?
To apply for a Capital One credit card at any branch or online, you must be 18 years of age or older. You must also have a permanent address, and you must have proof of residence if you want to apply for a credit card.
Also, you must at least have a good credit score to be eligible for a Capital One credit card. It is also necessary to have a valid ID document to prove that you are a US citizen when you apply for a Capital One credit card.
Fees and Interest
Interest rates and fees will all depend on the type of card you choose and might range from no annual fees to $95 annually. The APR rates will also depend on the different types of cards and will range from 17.25% up to 26.99%.
Bank Contact Info
To contact Capital One for any type of information, you can go to the official webpage and follow the easy steps.
You can also tweet them on @AskCapitalOne or call them on 1-877-383-4825.
Additionally, you could send mail to Capital One, Attn: General Correspondence, P.O. Box 30285, Salt Lake City, UT 84130-0287.
There are quite a few great features and benefits involved with these credit cards from Capital One that will be of benefit to you. If you are responsible and properly manage your credit, this will be a good resource to have at your disposal.
If you are looking for another great credit card, take a look at this one which is perfect for sports and outdoor enthusiasts. It has excellent features, especially if you enjoy the outdoors.
Note: It is important to keep in mind that there are risks involved with any type of credit card. You should take a look at the terms and conditions of any financial institution so you can know what the risks are.